Last Updated: October 5, 2026
At FastDebtPayoff (accessible from https://fastdebtpayoff.netlify.app), protecting your privacy is our core commitment. This document clarifies the data management standards we uphold across our debt payoff simulation tools.
All loan amounts, credit card balances, APR percentages, and monthly payment amounts entered into FastDebtPayoff are calculated locally in your browser using client-side JavaScript. We do not transmit, record, sell, or store your private debt numbers on any external database or cloud server.
Like standard modern web platforms, FastDebtPayoff logs routine operational traffic via hosting analytics. These logs collect non-personally identifiable metrics such as IP addresses, device browser specifications, operating systems, referring/exit paths, and time stamps for monitoring site reliability and network latency.
Google, as a third-party advertising partner, uses cookies (including DART cookies) to serve targeted ads based on previous website interactions across the web. You can opt out of personalized ad targeting anytime by reviewing the Google Advertising Privacy & Terms.
FastDebtPayoff may provide contextual recommendations to accredited balance-transfer credit cards, debt consolidation platforms, or financial savings instruments. We may receive referral fees from these partners at zero extra charge to you when an eligible account is opened.
Under US privacy frameworks, including California (CCPA/CPRA), consumers maintain the right to know, delete, and opt out of data sharing. Because FastDebtPayoff operates without collecting personal accounts or private credit files, we do not trade, rent, or monetize your individual data profile.
If you have questions regarding our compliance practices, contact our support desk directly at contact@fastdebtpayoff.com.